• Off Plan Property

  Buying Off Plan can be a profitable method of purchasing investment property allowing you to reserve with a minimal deposit and adding to your UK investment portfolio.

  • Exclusivity Off Plan opportunities are usually available with a discount of 15% or more
  • Most properties are ready 2 - 4 years from reservation

• Discounted New Build Property

  Our extensive business relationships with major house builders and developers together with the volume of business produced by Property Circles allows us to source discounted new build investment properties that are available now or within the next 6 months

  • Property sourced with discounts of over 20%
  • Making property available, which ordinarily would not be available to investors

• Second Hand Property

  Property Circles will help investors source second hand property listed on the open market, where required

Property Circles generally source property in the geographical area of Northern England, covering areas such as:

• Greater Manchester
• Cheshire
• Lancashire
• Merseyside
• Yorkshire
• Northumberland
• Staffordshire
• West Midlands
• East Midlands
• Nottinghamshire
• Derbyshire
• North East

• Manchester
• Liverpool
• Leeds
• Bradford
• Chester
• Nottingham
• Sheffield
• Birmingham
• Bolton
• Durham
• Newcastle
• Barnsley
• Stockport
• Preston

Typically, property in these geographic areas can be viable investments potentially generating acceptable returns.

Properties located in or within the suburbs of University Cities and Towns are often targeted by Property Circles, as are properties that are in easily commutable areas to major commercial centres such as Manchester, Birmingham, Liverpool, Leeds, Sheffield, and Newcastle.

It is important our Members understand the localised property market and how a particular property may perform in each location. "Remember not all Towns and Cities are the same"

Property Circles source UK property appropriate for letting to a "professional tenant", a term often used to describe a tenant who is likely to pass a routine credit reference and has the financial income to support a rent that is sufficient for a letting agent to supply a rental guarantee policy.

When selecting a UK investment property you must think with a "mind of a tenant". This will help you identify which property type may have stronger rental demand.

Property Circles asks that you consider these points:

• 75% of tenants are aged below 35
• The average age of a first time home buyer has risen from mid-20"s to early 30"s during this past decade
• Partly due to affordability issues, short-term tenants remain in the letting market much longer than in previous decades
• The number of students has risen significantly than previous decades
• The emergence of "city living" has provided a new type of living and life style culture, embraced by the younger generation

You should avoid purchasing highly priced property where rental demand may be limited and rental values may fail to cover revenue costs. You should also be wary of property "cheaply" priced or "poorly maintained" as these properties may well not be in desired locations, be in an acceptable "lettable" condition or offer the quality desired by the majority of tenants.